Car Accident In Michigan And No Insurance
If you or someone you love has been involved in a motor vehicle accident, and serious injuries resulted, you should contact an attorney to discuss your case as you may be entitled to compensation. Of course, getting a judgment in your favor is only half the battle. The other half is actually collecting on it. So, what can you do if you were involved in an accident, but the negligent driver was not insured?
Uninsured Motorist Coverage
The Michigan No-Fault Act does not require insurers to provide uninsured motorist coverage to their customers. However, most insurers will provide this coverage should you seek it out. This coverage applies where a threshold injury (death, permanent serious disfigurement and serious impairment of a body function) has been sustained and non-economic damages are appropriate because of the negligence of an uninsured person. If the negligent driver was not insured, it is unlikely that you will be able to collect should you successfully sue that person. Uninsured motorist coverage, if included in your policy, will provide you with what should have been recovered from the negligent party. So, pain and suffering and consortium type damages would be covered by your insurer. Only where this kind of coverage is purchased will an injured party be able to recover these kind of damages from their own insurer. Of course, this may not be an issue should the other driver have assets of his/her own or is insured themselves, but the scenario called for in this blog are those negligent drivers who don’t have coverage of their own or any assets to speak of.
Hire a Michigan No-Fault Attorney Today
Akiva Goldman & Associates is a law firm dedicated to first and third-party automobile lawsuits. If you or someone you know has been injured in a car accident, you should consult with one of our attorneys today. Our firm can help you determine whether a legitimate claim exists, and if so, what it’s worth and whether you will be able to collect on it. Give us a call today for a free initial consultation at 586-268-2400.